Frédéric Chartier has worked 21 years in banking within financial services groups American Express, Dresdner Bank, and Bank of Boston. His banking expertise ranges from credit analysis to domestic and cross-border lending, treasury sales, foreign exchange and interest risk hedging advisory services. He has also worked as a money market fund manager while at American Express Bank in Paris. Frédéric has worked in a diverse cultural and geographic environment. While a Director of Treasury sales at American Express Bank in London, his geographic customer base encompassed 15 countries spanning from Europe to the Middle East, and Africa. Frédéric has lived on 3 continents: Europe, North America, and Africa and speaks 4 languages. Besides Babson, he currently teaches economics, finance, and marketing at Boston University, Emerson College, and Suffolk University.